🔑 4. Save Before You Spend Most people spend first and save what’s left. That’s why they never build wealth. True financial wisdom says: Pay yourself first. Open a savings account or digital wallet. Automate savings monthly. Treat savings as a non-negotiable bill. 👉 Even ₦500 daily adds up to ₦15,000 monthly. Start small, grow big. #FinancialFreedom #MoneyManagement #SmartInvesting #BudgetingTips #PassiveIncomeNigeria #EarnNaijaFinance #SaveAndInvest #DebtFreeLiving #WealthCreationNigeria #MultipleStreamsOfIncome #EarnNaijaUpgrade